Terms and Conditions of Use

These Terms and Conditions govern access to and use of this website operated by SOCIAL VENTURES AUSTRALIA LIMITED (ACN: 100 487 572, ABN: 94 100 487 572, AFSL: 428865).

1. General Information Only

The information and estimation tools provided on this portal are for general informational purposes only and do not constitute personal financial product advice. Before making any financial decision, you should consider the appropriateness of the advice having regard to your objectives, financial situation, and needs.

2. Regulatory Authorization

SOCIAL VENTURES AUSTRALIA LIMITED operates under Australian Financial Services Licence (AFSL) No. 428865, commenced on 14/11/2012, regulated by the Australian Securities and Investments Commission (ASIC).

3. Calculations & Estimator Disclaimers

Calculations generated by interactive calculators on this website are indicative estimates only. They do not constitute an offer of credit, a financing approval, or a binding contractual agreement. Official approval is subject to credit assessment and underwriting criteria.

4. Governing Law

These Terms are governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales.